LendaarMitra reads your client's creditor ledger straight out of Tally or their ERP, matches every payment to the invoice it settled, and gives you the ITC to be reversed and the interest u/s 50 — as a workbook you can put in front of the client.
Download free 14-day trial See pricingEach does one job, and the output of one is the input of the next.
Point it at the creditor-ledger export your client sent. It recognises the format, splits the file supplier by supplier, and writes one clean running ledger — no re-keying, no manual splitting.
Allocates payments against invoices in FIFO order, back-calculates the ITC on what is still unpaid past 180 days, and computes interest u/s 50. Supplier-wise and FY-wise summaries, risk-banded, with a dashboard on top.
Replaces client names, GSTINs, PANs and figures with consistent stand-ins while keeping the file's structure intact — so you can send us a sample of a format we don't read yet without sending us a client's books.
The real files, laid out exactly as the tool writes them. One supplier is followed the whole way through, so you can check the figures tie. Every name and amount here is invented — no client's books appear on this page.
| A | B | C | D | E | F | G | H | I | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | VAIDEHI TECHNOLOGIES PRIVATE LIMITED | ||||||||
| 2 | 14 GREEN PARK EXTENSION | ||||||||
| 3 | NEW DELHI 110016 | ||||||||
| 4 | CIN: U72900DL2011PTC221476 | ||||||||
| 5 | Contact : +91-98100 00000 Kavita Rao | ||||||||
| 6 | E-Mail : accounts@vaidehitech.example | ||||||||
| 7 | https://www.vaidehitech.example/ | ||||||||
| 8 | |||||||||
| 9 | 1-Apr-24 to 31-Mar-25 | ||||||||
| 10 | |||||||||
| 11 | Ledger: | Shree Balaji Traders | 1-Apr-24 to 31-Mar-25 | ||||||
| 12 | Date | Particulars | Vch Type | ||||||
| 13 | 12-4-2024 | Dr | (as per details) | Journal | |||||
| 14 | Purchase – Trading Goods | ||||||||
| 15 | Input CGST 9% | ||||||||
| 16 | Input SGST 9% | ||||||||
| 17 | Invoice No.SB/2425/DL/02417 | ||||||||
| 18 | 4,96,950.00 | ||||||||
| 19 | 28-5-2024 | Cr | Yes Bank A/c No.0061633000027 | Payment | |||||
| 20 | Cheque No. 418327 Issued To Shree Balaji Traders | ||||||||
| 21 | On Account | 4,96,950.00 | Dr | ||||||
| 22 | |||||||||
| 23 | Ledger: | Vishwakarma Steels | 1-Apr-24 to 31-Mar-25 | ||||||
| 24 | Date | Particulars | Vch Type | ||||||
| 25 | 1-4-2024 | Dr | Opening Balance | ||||||
| 26 | 30-4-2024 | Cr | TDS on Contract (Non Corporate) | Journal | |||||
Ledger:, with the column headings repeated each timeInvoice No.SB/2425/DL/02417, not in any fieldOn Account markers are mixed in with real vouchersSplit by the Ledger: boundary, so a supplier's
whole history sits in one file you can open on its own.
| Creditor Running Ledger — VAIDEHI TECHNOLOGIES PRIVATE LIMITED | |||||||
| S.No. | Name | Date | Debit | Credit | Narration | Vch No. | Rate |
| 1 | Shree Balaji Traders | 12-04-2024 | 4,96,950.00 | (as per details) | SB/2425/DL/02417 | 18 | |
| 2 | Shree Balaji Traders | 06-05-2024 | 8,97,750.00 | (as per details) | SB/2425/DL/02463 | 18 | |
| 3 | Shree Balaji Traders | 28-05-2024 | 4,96,950.00 | Yes Bank A/c No.0061633000027 | 418327 | ||
| 4 | Shree Balaji Traders | 19-07-2024 | 3,46,250.00 | (as per details) | SB/2425/DL/02511 | 18 | |
| 5 | Shree Balaji Traders | 14-09-2024 | 5,00,000.00 | Yes Bank A/c No.0061633000027 | 418902 | ||
| 6 | Shree Balaji Traders | 03-11-2024 | 3,42,500.00 | (as per details) | SB/2425/DL/02588 | 18 | |
| 7 | Vishwakarma Steels | 09-04-2024 | 7,84,000.00 | (as per details) | VS/24-25/3310 | 18 | |
| 8 | Vishwakarma Steels | 02-06-2024 | 3,00,000.00 | ICICI Bank A/C 354305002235 | 1195 | ||
| 9 | Vishwakarma Steels | 17-08-2024 | 11,09,000.00 | (as per details) | VS/24-25/3402 | 18 | |
| 10 | Anand Polymers Pvt Ltd | 21-04-2024 | 2,68,400.00 | (as per details) | AP/2425/0881 | 18 | |
Every voucher on one row: dated, typed, with the amount in Debit or Credit and the rate recovered from the tax lines that were buried in the narration. Shading changes when the supplier changes. 5,306 rows, down from 8,512 — the letterhead, repeated headings and spill rows are gone.
| A | B | C | D | E | F | G | |
|---|---|---|---|---|---|---|---|
| 1 | GST 180-Day Compliance — FY 2024-25 | ||||||
| 2 | |||||||
| 3 | Grand Total Exposure (48 suppliers) | ITC to be Reversed | Interest u/s 50 (Late Paid) | Interest u/s 50 (Unpaid) | |||
| 4 | 6,50,684.05 | 6,03,915.26 | 10,562.65 | 36,206.14 | |||
| 5 | |||||||
| 6 | Supplier Risk Breakdown | Top 5 Suppliers by Grand Exposure | |||||
| 7 | High | 1 | 2,81,927.87 | Vishwakarma Steels | 2,81,927.87 | ||
| 8 | Medium | 3 | 3,39,177.97 | Anand Polymers Pvt Ltd | 1,53,668.23 | ||
| 9 | Low | 1 | 29,578.21 | Shree Balaji Traders | 1,19,903.34 | ||
| 10 | Clean | 43 | 0.00 | Sanghvi Metals | 65,606.40 | ||
| 11 | Rajlaxmi Packaging | 29,578.21 | |||||
Cards two, three and four add up to card one exactly — exposure is reversal plus interest, and there is nothing else inside it. No penalty anywhere in the workbook — not a card, not a column, not a footnote: this is an advisory deliverable, not an enforcement notice.
| Supplier | FY | Inv | Clean | Late | Part | Unpaid | % Del | ITC Emb ₹ | ITC Safe ₹ | ITC Late ₹ | ITC Unpaid ₹ | Int (Late) ₹ | Int (Unpaid) ₹ | ITC Reversal ₹ | Grand Exposure ₹ | Risk |
| High Risk — 1 supplier(s) | Combined Exposure ₹2,81,927.87 | ||||||||||||||||
| Vishwakarma Steels | 2024-25 | 34 | 29 | 2 | 1 | 2 | 14.7% | 15,85,054.24 | 12,84,300.00 | 42,500.00 | 2,58,254.24 | 6,231.44 | 17,442.19 | 2,58,254.24 | 2,81,927.87 | High |
| Medium Risk — 3 supplier(s) | Combined Exposure ₹3,39,177.97 | ||||||||||||||||
| Anand Polymers Pvt Ltd | 2024-25 | 21 | 18 | 1 | 1 | 1 | 14.3% | 9,04,679.66 | 7,42,100.00 | 19,800.00 | 1,42,779.66 | 2,884.02 | 8,004.55 | 1,42,779.66 | 1,53,668.23 | Medium |
| Shree Balaji Traders | 2024-25 | 4 | 2 | 0 | 1 | 1 | 50.0% | 3,17,815.26 | 2,04,323.73 | 0.00 | 1,13,491.53 | 0.00 | 6,411.81 | 1,13,491.53 | 1,19,903.34 | Medium |
| Sanghvi Metals | 2024-25 | 12 | 10 | 1 | 0 | 1 | 16.7% | 3,89,016.95 | 3,18,400.00 | 9,600.00 | 61,016.95 | 1,447.19 | 3,142.26 | 61,016.95 | 65,606.40 | Medium |
| Low Risk — 1 supplier(s) | Combined Exposure ₹29,578.21 | ||||||||||||||||
| Rajlaxmi Packaging | 2024-25 | 9 | 8 | 0 | 0 | 1 | 11.1% | 2,24,772.88 | 1,96,400.00 | 0.00 | 28,372.88 | 0.00 | 1,205.33 | 28,372.88 | 29,578.21 | Low |
| Clean — 43 supplier(s) | Zero Exposure | ||||||||||||||||
Scroll the sheet sideways for all 17 columns
ITC Emb = ITC Safe + ITC Late + ITC Unpaid on every row, and the band totals add to the dashboard. Risk is banded on grand exposure at ₹50,000 and ₹2,00,000 — stated on the Parameters sheet, not hidden in the code.
| Supplier / Invoice / Event | FY | Invoice Ref | Inv Date | Due Date +180 | Invoice ₹ | Rate % | ITC ₹ | Event Date | Gross Alloc ₹ | ITC Alloc ₹ | Days | Interest (Late) ₹ | Interest (Unpaid) ₹ | ITC Reversal ₹ |
| Shree Balaji Traders — 2 defaulting invoice(s) | ||||||||||||||
| Shree Balaji Traders | 2024-25 | VCH: SB/2425/DL/02463 | 06-May-2024 | 02-Nov-2024 | 8,97,750.00 | 18 | 1,36,944.92 | 0.00 | 4,458.27 | 60,673.73 | ||||
| Payment allocated | 14-Sep-2024 | 5,00,000.00 | 76,271.19 | 131 | 0.00 | |||||||||
| Unpaid balance (to 31-Mar-2025) | 31-Mar-2025 | 3,97,750.00 | 60,673.73 | 149 | 4,458.27 | |||||||||
| Shree Balaji Traders | 2024-25 | VCH: SB/2425/DL/02511 | 19-Jul-2024 | 15-Jan-2025 | 3,46,250.00 | 18 | 52,817.80 | 0.00 | 1,953.54 | 52,817.80 | ||||
| Unpaid balance (to 31-Mar-2025) | 31-Mar-2025 | 3,46,250.00 | 52,817.80 | 75 | 1,953.54 | |||||||||
| Shree Balaji Traders — total | 0.00 | 6,411.81 | 1,13,491.53 | |||||||||||
Scroll the sheet sideways for the allocation and interest columns
Two of this supplier's four invoices default, and both are shown
with their workings. SB/2425/DL/02417 was settled on day 46 and
SB/2425/DL/02588's 180th day falls after the reporting date, so
neither is charged — the tool does not simply flag everything unpaid.
ITC is backed out at 18% (₹7,44,000 × 18/118 = ₹1,13,491.53) and
interest runs at 18% per annum from the 180th day. This is the sheet you put in
front of a client, or in front of a scrutiny officer.
Layout, column names, fills and sheet order are exactly as the tool writes them. Firms, invoice numbers, bank details and amounts are invented for illustration — no client data appears on this site.
Tally, ERP and
OfficeFramework creditor-ledger exports, detected automatically. Including the
.xls files that are really xlsx inside.
Every invoice carries its own allocation trail — what was paid, when, and how much ITC is left exposed. You can defend each figure line by line.
Exposure is reversal plus interest u/s 50, banded by risk and ranked by supplier. A deliverable, not a working file.
The per-supplier processed files keep every column and every intermediate figure — that is your audit trail, and it is not summarised away.
On a ledger format we don't read yet, sanitise a sample and send it. We build the parser and ship it in an upcoming release — that is what the annual licence buys.
Everything runs locally on your machine. No uploads, no cloud processing — which is what your confidentiality obligation requires anyway.
One plan, one PC, everything included. The pricing page is the figure of record — the trial does not wait for it.
Windows 10/11, 64-bit. The installer is currently unsigned — Windows SmartScreen may show "Windows protected your PC"; click More info → Run anyway. Step-by-step install guide →